No extra fees
PayPal doesn't charge the extra fees that you might have with a merchant account, like setup fees, monthly fees, and gateway fees.

No obligation
Our fees are only applied when you receive money, and you're never under any obligation to use PayPal. A typical merchant account may require a six-month commitment or longer.

Chargeback protection
We fight chargebacks on your behalf. In addition, on qualifying transactions, PayPal's Seller Protection Policy shields you from liability that you may be exposed to with a typical merchant account.

Accept payments immediately
Sign up for a PayPal Premier or Business account and start receiving payments today -- no lengthy application process.